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Glossary Terms

• Loss Payee (February 26, 2024)
• Joint Underwriting Association (JUA) (February 26, 2024)
• Catastrophe Number (CAT Number) (February 26, 2024)
• Replacement Cost (February 26, 2024)
• Non-Admitted Insurer (February 26, 2024)
• Personal Liability Coverage (February 26, 2024)
• Indemnity (February 26, 2024)
• Grace Period (February 26, 2024)
• Forced Place Insurance (February 26, 2024)
• Building Code Upgrade Coverage (February 26, 2024)
• Co-Insurance (February 26, 2024)
• Contents Coverage (February 26, 2024)
• Direct Loss (February 26, 2024)
• Endorsement (February 26, 2024)
• Material Misrepresentation (February 26, 2024)
• Vacant Property Insurance (February 26, 2024)
• Underinsured (February 26, 2024)
• Valued Policy Law (February 26, 2024)
• Water Backup Coverage (February 26, 2024)
• Wildfire Coverage (February 26, 2024)
• Xactimate (February 26, 2024)
• Insurance Score (February 26, 2024)
• Surplus Lines Insurance (February 26, 2024)
• Subrogation (February 26, 2024)
• Premium Financing (February 26, 2024)
• Reinsurance (February 26, 2024)
• Public Adjuster (February 26, 2024)
• Renewal (February 26, 2024)
• Rider (February 26, 2024)
• Umbrella Policy (February 26, 2024)
• Risk Management (February 26, 2024)
• Total Loss (February 26, 2024)
• Ordinance or Law Coverage (February 26, 2024)
• Policy Period (February 26, 2024)
• Effective Date (February 26, 2024)
• Expedited Claims Handling (February 26, 2024)
• Fire Department Service Charge (February 26, 2024)
• Insurable Interest (February 26, 2024)
• Lapse (February 26, 2024)
• Home Insurance Adjuster (February 26, 2024)
• Cancellation (February 26, 2024)
• Claim (February 26, 2024)
• Market Value (February 26, 2024)
• Condominium Insurance (February 26, 2024)
• Personal Property Coverage (February 26, 2024)
• Hazard (February 26, 2024)
• Dwelling Coverage (February 26, 2024)
• Excess Insurance (February 26, 2024)
• Mortgagee (February 26, 2024)
• Binder (February 26, 2024)
• Named Perils (February 26, 2024)
• Flood Insurance (February 26, 2024)
• Claims History (February 26, 2024)
• Loss of Use (February 26, 2024)
• Depreciation (February 26, 2024)
• Windstorm Insurance (February 26, 2024)
• Liability Coverage (February 26, 2024)
• Non-Renewal (February 26, 2024)
• Premium (February 26, 2024)
• Policy Limit (February 26, 2024)
• Underwriting (February 26, 2024)
• FAIR Plan (Fair Access to Insurance Requirements) (February 26, 2024)
• Actual Cash Value (February 26, 2024)
• Risk Assessment (February 26, 2024)
• Exclusion (February 26, 2024)
• Surcharge (February 26, 2024)
• Deductible (February 26, 2024)
• Peril (February 26, 2024)
• Earthquake Insurance (February 26, 2024)
• Yearly Renewable Term (YRT) (February 26, 2024)
• Zoning (February 26, 2024)
• Scheduled Personal Property (February 26, 2024)
• Actual Loss Sustained (February 26, 2024)
• Occurrence Policy (February 26, 2024)
• Peril-Specific Policy (February 26, 2024)
• Claims-Made Policy (February 26, 2024)
• Premium Audit (February 26, 2024)
• Excess and Surplus Lines Insurance (February 26, 2024)