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Posts
- No Homeowners Insurance? What do I do now? (February 12, 2024)
- What Happens If Home Insurance Not Renewed (July 8, 2020)
- What is Lender Placed Insurance? (February 12, 2024)
- Navigating Homeowners Insurance Claims and Coverage Strategies (February 12, 2024)
- How Did My Homeowners Insurance Get Cancelled? (February 12, 2024)
- Adapting to the High-Risk Home Insurance Landscape- Home Insurance Is Becoming a Higher Risk to Insurance Companies (February 12, 2024)
- Claims Surge Amid Unusual 2024 Hurricane Season and What Does it Mean for High Risk Homeowners Insurance? (November 9, 2024)
- Home Insurance Rates (February 12, 2024)
- 2024 Atlantic Hurricane Season Predictions (September 7, 2024)
- Top High-Risk Home Insurance Factors (August 23, 2024)
- 2024- Are Burglary Claims Still a High Risk? (September 10, 2024)
- Summer Danger - 14 Simple Ways to Safely Grill and Avoid High Risk Homeowners Insurance (June 15, 2024)
- Record Temperatures in the Southwest U.S. and High Risk Homeowners Insurance to Start the Summer of 2024 (June 13, 2024)
- Artificial Intelligence and High-Risk Homeowners Insurance. A New Solution or New Problem for 2024 and Beyond? (May 24, 2024)
- A New and Easier Approach to High-Risk Homeowners Insurance. How Can You Find it in 2024? A Video Guide for Those In Need (June 12, 2024)
- Most Hurricane-Prone States (December 2, 2019)
- Umbrella Policies - A Different Way To Protect Your Home (February 4, 2024)
- Why is My Home Reconstruction Cost so Different than the Market Value? (May 13, 2024)
- Hurricane Season 2024: How prepared is your homeowner insurance? (May 29, 2024)
- Worried About the Home Inspection on your High Risk Property? Here's what to expect. (May 29, 2024)
- El Niño and La Niña - Friend or Foe to the High Risk Homeowners Insurance Market? (May 25, 2024)
- Best High-Risk Homeowners Insurance Companies (May 18, 2024)
- 5 Types of Preventable Insurance Claims (January 26, 2020)
- Avoid Common Home Insurance Claim Mistakes: Expert Tips for Homeowners (February 12, 2024)
- What to Do If Your Homeowners Insurance Drops You (February 12, 2024)
- What are the Best Companies for High Risk Homeowners Insurance? (February 15, 2024)
- Tornado Season 2024 (May 11, 2024)
- Texas Smokehouse Creek Wildfire 2024 (February 28, 2024)
- Is it Hard to get Homeowners Insurance After Getting Dropped (February 21, 2024)
- Hurricane Season 2023 Not All That Bad Right? (December 27, 2023)
- Reconstruction Costs in an Inflationary Period (December 27, 2023)
- 2023's Major Weather Phenomena: A Year of Extremes (December 27, 2023)
- Water Leak Detection Sensors- What Are They and Are They Worth It? (December 28, 2023)
- Animal Liability and the High Risk for Consumers (January 5, 2024)
- Didn't Expect Artic Temperatures in Your Area? Here's What You Can Do to Protect Your Home. (January 14, 2024)
- What is Reinsurance and How Does it Work? (January 15, 2024)
- First Time Home Buyer? Here's What You Need to Know (January 23, 2024)
- Food Spoilage Coverage- Helpful Coverage or Dangerous Decision? (January 25, 2024)
- High-Value Homeowners Insurance (February 12, 2024)
- Water Damage- A Ticking Time Bomb? (December 24, 2023)
- Cast Iron Pipes: Friend or Foe to Your Home Insurance? (February 18, 2024)
- Insurance Terms Glossary (December 13, 2022)
- What is Excess and Surplus Insurance? (December 23, 2023)
- Protect Your Property With a Home Inventory (December 23, 2023)
- Homeowners Insurance For High Risk Homes (December 10, 2019)
- I Can’t Get Homeowners Insurance. What Now? (December 12, 2019)
- When Homeowner Insurance Canceled Due to Claims (July 24, 2020)
Pages
- No Homeowners Insurance? What do I do? (December 22, 2014)
- Georgia Fair Plan Insurance Alternative (January 3, 2015)
- Additional Info (November 6, 2024)
- Thank you (Copy) (November 6, 2024)
- Thank you (Copy) (November 6, 2024)
- Thank you (Copy) (November 6, 2024)
- Thank you (June 27, 2019)
- Fair Plan Home Insurance Alternative (January 3, 2015)
- Alabama FAIR Plan Insurance Alternative (January 3, 2015)
- Sitemap (February 14, 2024)
- Do You Need High-Risk Home Insurance? (December 22, 2014)
- Denied Homeowners Insurance? (December 22, 2014)
- Delaware FAIR Plan Alternative (January 3, 2015)
- Dauphin Island Homeowners Insurance (December 22, 2014)
- Connecticut FAIR Plan Alternative (January 3, 2015)
- Colorado FAIR Plan Homeowners Insurance (January 3, 2015)
- Coastal Homeowners Insurance (December 22, 2014)
- Brush Fire Insurance (January 3, 2015)
- Alaska Fair Plan Alternative (January 3, 2015)
- Alabama Coastal Homeowners Insurance (December 22, 2014)
- Alternatives to Citizens Property Insurance Corporation (Florida FAIR Plan) (May 1, 2021)
- Best Alternatives to Citizens Property Insurance in Florida (May 3, 2021)
- Arkansas FAIR Plan Homeowners Insurance (January 3, 2015)
- Arizona FAIR Plan Insurance Alternative (January 3, 2015)
- High Risk Home Insurance Alternatives (November 7, 2019)
- Indiana Fair Plan Insurance Alternative (January 3, 2015)
- High Risk Homeowners Insurance (December 22, 2014)
- High Risk Homeowners Insurance and a Hard Market (January 3, 2015)
- Thank you (Copy) (May 22, 2024)
- Thank you (Copy) (May 22, 2024)
- High Value Homeowners Insurance (April 23, 2024)
- Nebraska Fair Plan Insurance Alternative (January 3, 2015)
- Montana Fair Plan Insurance Alternative (January 3, 2015)
- Maine FAIR Plan Alternative (January 3, 2015)
- Oregon FAIR Plan Alternative (January 3, 2015)
- The Pennsylvania FAIR Plan (January 3, 2015)
- Minnesota FAIR Plan Alternative (January 3, 2015)
- Missouri FAIR Plan Insurance Alternative (January 3, 2015)
- Kansas Fair Plan Insurance Alternative (January 3, 2015)
- Idaho FAIR Plan Alternative (January 3, 2015)
- West Virginia Essential Property Insurance Association or FAIR Plan (January 3, 2015)
- Wisconsin FAIR Plan Alternative (January 3, 2015)
- Ohio Fair Plan Insurance Alternative (January 3, 2015)
- Massachusetts Fair Plan Alternative (January 3, 2015)
- Utah FAIR Plan Alternative (January 3, 2015)
- New Mexico FAIR Plan Insurance Alternative (January 3, 2015)
- Maryland Joint Insurance Association - Maryland FAIR Plan Alternative (January 3, 2015)
- Washington FAIR Plan Homeowners Insurance Alternative (January 3, 2015)
- Mississippi Fair Plan Insurance Alternative (January 3, 2015)
- High Risk Homeowners Insurance Georgia (December 22, 2014)
- The New Jersey Underwriting Association or FAIR Plan (January 3, 2015)
- The Virginia Property Insurance Association (FAIR Plan) (January 3, 2015)
- Tennessee Fair Plan Alternative (January 3, 2015)
- South Carolina Wind and Hail Underwriting Association (FAIR Plan) (January 3, 2015)
- North Carolina Joint Underwriting Association or FAIR Plan (January 3, 2015)
- Illinois Fair Plan Insurance (January 3, 2015)
- Nevada FAIR Plan Insurance Alternative (January 3, 2015)
- Glossary Terms (February 26, 2024)
- Wyoming FAIR Plan Alternative (January 3, 2015)
- Windstorm Insurance (December 22, 2014)
- Wind and Hail Insurance (December 22, 2014)
- Vermont Property Insurance Alternative (January 3, 2015)
- Trends in Homeowners Insurance Claims (January 3, 2015)
- Texas FAIR Plan Alternative (January 3, 2015)
- Substandard Home Insurance (January 3, 2015)
- South Dakota FAIR Plan Alternative (January 3, 2015)
- Oklahoma Fair Plan Insurance Alternative (January 3, 2015)
- Michigan Fair Plan Insurance Alternative (January 3, 2015)
- Louisiana Citizens Property Insurance Corporation- Louisiana FAIR Plan (January 3, 2015)
- Kentucky FAIR Plan Homeowners Insurance Alternative (January 3, 2015)
- Iowa FAIR Plan Alternative (January 3, 2015)
- Hurricane Insurance Protectiom (December 22, 2014)
- High Risk Homeowners Insurance Texas (December 22, 2014)
- High Risk Homeowners Insurance Ohio (December 22, 2014)
- High Risk Homeowners Insurance Nevada (December 22, 2014)
- High Risk Homeowners Insurance Massachusetts (December 22, 2014)
- High Risk Homeowners Insurance Louisiana (December 22, 2014)
- High Risk Homeowners Insurance Indiana (December 22, 2014)
- High Risk Homeowners Insurance Illinois (December 22, 2014)
- High Risk Homeowners Insurance Florida (December 22, 2014)
- High Risk Homeowners Insurance Colorado (December 22, 2014)
- High Risk Homeowners Insurance Arizona (December 22, 2014)
- High Risk Homeowners Insurance Alabama (December 22, 2014)
- Fair Plan Insurance Alternative Washington DC (January 3, 2015)
- 404 (November 13, 2019)
- Home Insurance Quick Quote (May 1, 2021)
- Privacy Policy (November 5, 2019)
- Blog (December 2, 2019)
- Terms and Conditions (December 22, 2014)
Glossary Terms
- Non-Admitted Insurer (February 26, 2024)
- Joint Underwriting Association (JUA) (February 26, 2024)
- Loss Payee (February 26, 2024)
- Personal Liability Coverage (February 26, 2024)
- Indemnity (February 26, 2024)
- Grace Period (February 26, 2024)
- Forced Place Insurance (February 26, 2024)
- Building Code Upgrade Coverage (February 26, 2024)
- Catastrophe Number (CAT Number) (February 26, 2024)
- Co-Insurance (February 26, 2024)
- Contents Coverage (February 26, 2024)
- Direct Loss (February 26, 2024)
- Endorsement (February 26, 2024)
- Material Misrepresentation (February 26, 2024)
- Vacant Property Insurance (February 26, 2024)
- Underinsured (February 26, 2024)
- Valued Policy Law (February 26, 2024)
- Water Backup Coverage (February 26, 2024)
- Wildfire Coverage (February 26, 2024)
- Xactimate (February 26, 2024)
- Insurance Score (February 26, 2024)
- Surplus Lines Insurance (February 26, 2024)
- Subrogation (February 26, 2024)
- Premium Financing (February 26, 2024)
- Reinsurance (February 26, 2024)
- Public Adjuster (February 26, 2024)
- Renewal (February 26, 2024)
- Rider (February 26, 2024)
- Umbrella Policy (February 26, 2024)
- Risk Management (February 26, 2024)
- Total Loss (February 26, 2024)
- Ordinance or Law Coverage (February 26, 2024)
- Policy Period (February 26, 2024)
- Effective Date (February 26, 2024)
- Expedited Claims Handling (February 26, 2024)
- Fire Department Service Charge (February 26, 2024)
- Insurable Interest (February 26, 2024)
- Lapse (February 26, 2024)
- Home Insurance Adjuster (February 26, 2024)
- Cancellation (February 26, 2024)
- Claim (February 26, 2024)
- Market Value (February 26, 2024)
- Condominium Insurance (February 26, 2024)
- Personal Property Coverage (February 26, 2024)
- Hazard (February 26, 2024)
- Dwelling Coverage (February 26, 2024)
- Excess Insurance (February 26, 2024)
- Mortgagee (February 26, 2024)
- Binder (February 26, 2024)
- Replacement Cost (February 26, 2024)
- Named Perils (February 26, 2024)
- Flood Insurance (February 26, 2024)
- Claims History (February 26, 2024)
- Loss of Use (February 26, 2024)
- Depreciation (February 26, 2024)
- Windstorm Insurance (February 26, 2024)
- Liability Coverage (February 26, 2024)
- Non-Renewal (February 26, 2024)
- Premium (February 26, 2024)
- Policy Limit (February 26, 2024)
- Underwriting (February 26, 2024)
- FAIR Plan (Fair Access to Insurance Requirements) (February 26, 2024)
- Actual Cash Value (February 26, 2024)
- Risk Assessment (February 26, 2024)
- Exclusion (February 26, 2024)
- Surcharge (February 26, 2024)
- Deductible (February 26, 2024)
- High-Risk Homeowners Insurance (February 26, 2024)
- Peril (February 26, 2024)
- Earthquake Insurance (February 26, 2024)
- Yearly Renewable Term (YRT) (February 26, 2024)
- Zoning (February 26, 2024)
- Scheduled Personal Property (February 26, 2024)
- Claims-Made Policy (February 26, 2024)
- Premium Audit (February 26, 2024)
- Excess and Surplus Lines Insurance (February 26, 2024)
- Actual Loss Sustained (February 26, 2024)
- Occurrence Policy (February 26, 2024)
- Peril-Specific Policy (February 26, 2024)
Markets
- Kansas High Risk Homeowners Insurance (November 20, 2024)
- Oklahoma High Risk Homeowners Insurance (November 20, 2024)
- Arkansas High Risk Homeowners Insurance (November 20, 2024)
- Virginia High Risk Home Insurance (December 30, 2023)
- Virginia Beach High Risk Homeowners Insurance (January 5, 2024)
- Tennessee High Risk Home Insurance (December 17, 2023)
- Nashville Tennessee High Risk Home Insurance (December 24, 2023)
- Pigeon Forge High Risk Homeowners Insurance (May 14, 2024)
- Sevierville Tennessee High Risk Homeowners Insurance (May 14, 2024)
- Germantown Tennessee High Risk Home Insurance (December 23, 2023)
- Johnson City Tennessee High Risk Home Insurance (December 23, 2023)
- Chattanooga Tennessee High Risk Home Insurance (December 24, 2023)
- Gatlinburg Tennessee High Risk Homeowners Insurance (December 26, 2023)
- Memphis Tennessee High Risk Home Insurance (November 15, 2023)
- Dyersburg Tennessee High Risk Homeowners Insurance (January 23, 2024)
- Collierville Tennessee High Risk Home Insurance (January 14, 2024)
- Brentwood Tennessee High Risk Home Insurance (December 17, 2023)
- Franklin Tennessee High Risk Home Insurance (December 17, 2023)
- Knoxville Tennessee High Risk Home Insurance (December 23, 2023)
- South Carolina High Risk Homeowners Insurance (December 30, 2023)
- Hilton Head South Carolina High Risk Homeowners Insurance (January 6, 2024)
- Sullivan Island South Carolina High Risk Homeowners Insurance (February 4, 2024)
- Charleston South Carolina High Risk Homeowners Insurance (February 4, 2024)
- Mt Pleasant South Carolina High Risk Homeowners Insurance (February 4, 2024)
- Raleigh North Carolina High Risk Homeowners Insurance (May 29, 2024)
- North Carolina High Risk Home Insurance (December 30, 2023)
- Outer Banks / OBX High Risk Homeowners Insurance (January 4, 2024)
- Charlotte North Carolina High Risk Homeowners Insurance (January 4, 2024)
- Nevada High Risk Homeowners Insurance (December 28, 2023)
- Sparks Nevada High Risk Homeowners Insurance (February 10, 2024)
- Las Vegas and North Las Vegas High Risk Homeowners Insurance (February 10, 2024)
- Reno Nevada High Risk Homeowners Insurance (February 10, 2024)
- Henderson Nevada High Risk Homeowners Insurance (January 4, 2024)
- Incline Village Nevada High Risk Homeowners Insurance (May 11, 2024)
- Paradise Nevada High Risk Homeowners Insurance (May 11, 2024)
- Spring Valley Nevada High Risk Homeowners Insurance (May 12, 2024)
- Sunrise Manor Nevada High Risk Homeowners Insurance (May 12, 2024)
- Summerlin Nevada High Risk Homeowners Insurance (May 13, 2024)
- Carson City Nevada High Risk Homeowners Insurance (February 11, 2024)
- Boulder City Nevada High Risk Homeowners Insurance (May 14, 2024)
- Enterprise Nevada High Risk Home Insurance (February 10, 2024)
- Mississippi High Risk Homeowners Insurance (January 14, 2024)
- Ocean Springs Mississippi High Risk Homeowners Insurance (February 16, 2024)
- Olive Branch Mississippi High Risk Homeowners Insurance (January 14, 2024)
- Hattiesburg Mississippi High Risk Homeowners Insurance (January 14, 2024)
- Indiana High Risk Homeowners Insurance (January 25, 2024)
- Indianapolis Indiana High Risk Home Insurance (February 11, 2024)
- Zionsville Indiana High Risk Homeowners Insurance (February 11, 2024)
- Carmel Indiana High Risk Home Insurance (February 15, 2024)
- Fishers Indiana High Risk Home Insurance (February 18, 2024)
- Georgia High Risk Home Insurance (October 26, 2023)
- Alpharetta Georgia High Risk Home Insurance (December 17, 2023)
- Augusta Georgia High Risk Homeowners Insurance (December 26, 2023)
- Jekyll Island Georgia High Risk Home Insurance (December 26, 2023)
- Sea Island Georgia High Risk Homeowners Insurance (December 26, 2023)
- Sandy Springs Georgia High Risk Home Insurance (December 26, 2023)
- Atlanta Georgia High Risk Home Insurance (October 26, 2023)
- Columbus Georgia High Risk Homeowners Insurance (December 26, 2023)
- Marietta Georgia High Risk Home Insurance (December 26, 2023)
- Milton Georgia High Risk Homeowners Insurance (December 27, 2023)
- Savannah Georgia High Risk Homeowners Insurance (December 27, 2023)
- Johns Creek Georgia High Risk Home Insurance (December 27, 2023)
- Arizona High Risk Homeowners Insurance (December 28, 2023)
- Tucson Arizona High Risk Homeowners Insurance (January 18, 2024)
- Tempe Arizona High Risk Homeowners Insurance (May 13, 2024)
- Phoenix High Risk Homeowners Insurance (January 18, 2024)
- Mesa Arizona High Risk Homeowners Insurance (January 18, 2024)
- Peoria Arizona High Risk Home Insurance (January 18, 2024)
- Sedona Arizona High Risk Homeowners Insurance (May 11, 2024)
- Paradise Valley Arizona High Risk Homeowners Insurance (May 11, 2024)
- Ahwatukee Foothills Village High Risk Homeowners Insurance (May 13, 2024)
- Flagstaff Arizona High Risk Homeowners Insurance (May 14, 2024)
- Chandler Arizona High Risk Homeowners Insurance (January 18, 2024)
- Gilbert Arizona High Risk Homeowners Insurance (January 18, 2024)
- Alabama High Risk Homeowners Insurance (December 28, 2023)
- Madison Alabama High Risk Homeowners Insurance (January 14, 2024)
- Mountain Brook Alabama High Risk Homeowners Insurance (January 14, 2024)
- Vestavia Hills Alabama High Risk Homeowners Insurance (January 14, 2024)
- Ono Island Alabama High Risk Homeowners Insurance (January 6, 2024)
- Fairhope Alabama High Risk Homeowners Insurance (January 6, 2024)
- Birmingham Alabama High Risk Homeowners Insurance (January 4, 2024)
- Auburn Alabama High Risk Homeowners Insurance (January 14, 2024)
Recent Posts
November 9, 2024
Claims Surge Amid Unusual 2024 Hurricane Season and What Does it Mean for High Risk Homeowners Insurance?
How is the season so far and what do higher temperatures have to do with it? That warm waters in the tropical Atlantic...
September 10, 2024
2024- Are Burglary Claims Still a High Risk?
Burglaries are a persistent threat to homeowners across the U.S., with over one million break-ins occurring annually. Even though burglary rates have decreased...
September 7, 2024
2024 Atlantic Hurricane Season Predictions
All Early Predictions Call for a Busy 2024 Atlantic Hurricane Season Forecasters are predicting an exceptionally active Atlantic hurricane season in 2024. The...