Ready to see if there is a better home insurance option for Arizona residents?We can help you find an alternative to the Arizona FAIR Plan. Get better coverage at a better rate.
FAIR Plan Insurance In Arizona?
Looking For Home Insurance In Arizona?
Whether you have a home in Arizona that you live in as your primary residence or you own rental properties, having a cost effective home insurance plan is a must.
As a state without a fair plan insurance or joint underwriting insurance program, you could be stuck paying higher than normal homeowners insurance rates if you are unlucky enough to endure a catastrophic event to your home.
Want to see if you can save some money on your home insurance? Click the link above and start the process today.
Affordable Home Insurance for all Arizona residents
Phoenix is continually ranked as one of the safest cities in the US when it comes to events such as hurricanes, tornadoes and earthquakes. Don't let all of the saftety talk misguide you. Year after year, homeowners continue to overpay for their policies. With minimal risk of catastrophic events, your homeowners rates still rise. Many Insurance companies love to write policies in Arizona since a majority of claims are usually about burglary, thefts, water damage, dog bites etc.
Compared to catastrophic events that are part of the norm in coastal and other areas, these personal property based claims are merely a bump in the road for insurance companies doing business in Arizona.
Check Your Home Insurance Rates Often
The down side of the lower premium is that the risk tolerance for losses is inherently lower. This means that in the event of severe weather, brush fires, and flooding, insurance companies will be more quick to increase rates, cancel or non-renew policies and scale back coverage if necessary to keep the insurance companies operating.
The consumer in Arizona enjoys many benefits of lower catastrophe risk and therefore rates, but less options due to the lack of a Fair Plan. By getting regular quotes for your homeowner insurance, you can be assured that you will always be paying a competitive rate and not overpaying.
As with all FAIR Plans, consumers are urged to try to find coverage in the private market and we can help you find an agent that can help you find alternatives to the FAIR Plan.