Common High Risk Home Insurance Terms

Personal Property Coverage

Part of a homeowners insurance policy that covers the loss of or damage to the policyholder’s personal belongings.

Personal Property Coverage

Other Insurance Industry Terms

Flood Insurance

High-Risk Homeowners Insurance

Loss of Use

Exclusion

Underwriting

FAIR Plan (Fair Access to Insurance Requirements)

Premium

Actual Cash Value

Liability Coverage

Deductible

Replacement Cost

Windstorm Insurance