Common High Risk Home Insurance Terms

Rider

An amendment to an insurance policy that alters the coverage or terms of the policy. Also known as an endorsement.

Rider

Other Insurance Industry Terms

Flood Insurance

High-Risk Homeowners Insurance

Loss of Use

Exclusion

Underwriting

FAIR Plan (Fair Access to Insurance Requirements)

Premium

Actual Cash Value

Liability Coverage

Deductible

Replacement Cost

Windstorm Insurance