Common High Risk Home Insurance TermsDeductibleThe amount the homeowner must pay out of pocket before the insurance company pays for a covered loss. Other Insurance Industry TermsFlood InsuranceHigh-Risk Homeowners InsuranceLoss of UseExclusionUnderwritingFAIR Plan (Fair Access to Insurance Requirements)PremiumActual Cash ValueLiability CoverageDeductibleReplacement CostWindstorm Insurance
