Common High Risk Home Insurance TermsExcess InsuranceAdditional coverage beyond the basic policy limits, providing an extra layer of protection. Other Insurance Industry TermsFlood InsuranceHigh-Risk Homeowners InsuranceLoss of UseExclusionUnderwritingFAIR Plan (Fair Access to Insurance Requirements)PremiumActual Cash ValueLiability CoverageDeductibleReplacement CostWindstorm Insurance
