Common High Risk Home Insurance Terms

Earthquake Insurance

A separate policy or endorsement that provides coverage for damage to your home and belongings caused by an earthquake.

Other Insurance Industry Terms

Flood Insurance

High-Risk Homeowners Insurance

Loss of Use

Exclusion

Underwriting

FAIR Plan (Fair Access to Insurance Requirements)

Premium

Actual Cash Value

Liability Coverage

Deductible

Replacement Cost

Windstorm Insurance