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Featured image for โ€œWhat is Reinsurance and How Does it Work?โ€
Updated February 20, 2024

What is Reinsurance and How Does it Work?

Featured image for โ€œDidn’t Expect Artic Temperatures in Your Area?  Here’s What You Can Do to Protect Your Home.โ€
Updated February 20, 2024

Didn’t Expect Artic Temperatures in Your Area? Here’s What You Can Do to Protect Your Home.

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Updated February 20, 2024

Animal Liability and the High Risk for Consumers

Featured image for โ€œWater Leak Detection Sensors- What Are They and Are They Worth It?โ€
Updated February 20, 2024

Water Leak Detection Sensors- What Are They and Are They Worth It?

Featured image for โ€œ2023’s Major Weather Phenomena: A Year of Extremesโ€
Updated February 20, 2025

2023’s Major Weather Phenomena: A Year of Extremes

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Updated February 20, 2024

Reconstruction Costs in an Inflationary Period

Featured image for โ€œHurricane Season 2023 Not All That Bad Right?โ€
Updated February 20, 2024

Hurricane Season 2023 Not All That Bad Right?

Featured image for โ€œWater Damage- A Ticking Time Bomb?โ€
Updated February 20, 2024

Water Damage- A Ticking Time Bomb?

Featured image for โ€œWhat is Excess and Surplus Insurance?โ€
Updated December 28, 2023

What is Excess and Surplus Insurance?

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Updated December 23, 2023

Protect Your Property With a Home Inventory

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Updated December 28, 2023

Insurance Terms Glossary

Featured image for โ€œWhen Homeowner Insurance Canceled Due to Claimsโ€
Updated October 16, 2023

When Homeowner Insurance Canceled Due to Claims

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May 8, 2025

As with all FAIR Plans, consumers are urged to try to find coverage in the private market and we can help you find an agent that can help find alternatives to the FAIR Plan. This website is no way affiliated with or sponsored or endorsed by any federal, state or local governmental agency or state fair plan. The contents of this website are provided for informational purposes only and do not constitute legal or coverage advice or an offer or solicitation for the sale or purchase of insurance. Insurance coverage not available in all states. Home Insurance Alternatives is not an insurance company, agency or MGA. We connect homeowners with licensed insurance professionals specializing in high-risk areas.

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