Common High Risk Home Insurance TermsFire Department Service ChargeCoverage for charges incurred when the fire department is called to save or protect covered property. Other Insurance Industry TermsFlood InsuranceHigh-Risk Homeowners InsuranceLoss of UseExclusionUnderwritingFAIR Plan (Fair Access to Insurance Requirements)PremiumActual Cash ValueLiability CoverageDeductibleReplacement CostWindstorm Insurance
