State Departments of Insurance and FAIR Plan Contact Information

Find your state’s Department of Insurance (DOI) contact information and, where available, the FAIR Plan or other residual market program contact details.

Use this directory to find your state’s Department of Insurance (DOI) contact info and, when available, the FAIR Plan or residual market program contact info.

Want to go learn more? Try our High-Risk Hub
Looking for more market info? Try our FAIR Plan Alternatives Hub

Last verified: December 15, 2025

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Disclaimer: This directory is provided for general informational purposes only and does not constitute legal, regulatory, or coverage advice. Contact details can change. For the most current information, use official state DOI sites and official plan/program sites.

Frequently Asked Questions: State Insurance Department and FAIR Plan Contact Information

What does a state Department of Insurance do?

State insurance departments regulate insurance companies and help consumers with complaints, licensing, and coverage questions.

What is a FAIR Plan?

A FAIR Plan is a residual market option in some states designed to provide basic property insurance when you can’t find coverage in the private market.

Does every state have a FAIR Plan?

No. Some states use other programs (wind pools, beach plans, underwriting associations, or market assistance programs) instead. These plans, while different, are often generally referred to as “FAIR Plans.”

Should I contact the DOI or the FAIR Plan?

Contact your DOI for complaints, enforcement, or market regulation questions. Contact the FAIR Plan/program for eligibility, coverage offerings, pricing, agents, and claims guidance.

How often is this list updated?

We review and update this directory regularly and whenever we are alerted to changes.

Disclaimer: The information on this page is for general informational purposes only and is not legal, regulatory, coverage, or compliance advice. This website is in no way affiliated with or sponsored by any federal, state or local governmental, state FAIR Plan or similar mechanism. While we aim to keep this directory accurate and up to date, contact details can change. For the most current information, refer to official state DOI pages and official program sites. We hope this information is helpful for you!